Whether you’re a first-time buyer, refinancing, upsizing or downsizing, investing in properties or needing a reverse mortgage, Todd will help you make the best decision for your specific borrowing needs. A mortgage and loan professional for more than twenty years gives Todd the knowledge and experience to help you get a clear picture of what specific loan program best fits your needs. Todd has a heart for helping Veterans of the Armed Forces like his father, grandfathers and great grandfather. He specializes in helping Veterans utilize the great benefits of the VA loan. Todd is a native of Eugene and enjoys raising his family here with his wife.